Issue 11

Canadian Bankers' Association:

Ray Protti, President and Chief Executive Officer;

Alan Young, Vice-President, Policy.

Canadian Banking Ombudsman:

Michael Lauber, Ombudsman.

Canadian Life & Health Insurance Association:

Mark R. Daniels, President;

Frank Zinakelli, Legal Counsel.

Canadian Real Estate Association:

Pierre Beauchamp, Chief Executive Officer.

Credit Union Central of Canada:

Bill Knight, President and Chief Executive Officer.

Department of Finance:

Annette Gibbons, Policy Analyst, Finance Sector Division;

Claude Gingras, Special Advisor, Finance Sector Division.

Bob Hamilton, Assistant Deputy Minister, Financial Sector Policy Branch;

Frank Swedlove, Director, Finance Sector Division.

Independent Investment Dealers:

Peter Bailey, Gordon Capital;

Robert Schultz, Chairman and Chief Executive Officer, Midland Walwyn Capital Inc.;

Lorie Waisberg, Q.C., Goodman Phillips & Vineberg.

Insurance Brokers Association of Canada:

Joanne C. Brown, Executive Director;

Rod R. Jones, President.

Insurance Bureau of Canada:

Mark Yakabuski, Director, Government Relations.

Office of the Superintendent of Financial Institution:

André Brossard, Director, Legislation & Precedents Division.

Department of Finance:

Annette Gibbons, Policy Analyst, Financial Sector Division;

Claude Gingras, Special Advisor, Financial Sector Division;

Frank Swedlove, Director, Financial Sector Division.

«Entraide assurance-vie»:

Gaétan Gagné, President;

Yves Le May, Lawyer.

Office of the Superintendent of Financial Institutions:

André Brossard, Director, Legislation and Precedents Division;

Heather Friesen, Director, Life Analysis, Life Insurance Division.