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View Gabriel Ste-Marie Profile
BQ (QC)
Thank you, Mr. Chair.
Good afternoon, Minister. Thank you for being here.
Thank you, as well, to your team of officials.
Minister, the bill contains a slew of very positive measures. I have a limited amount of time, so I will focus on those I have questions or comments about.
I'll start with division 8 of part 4, which enacts the Retail Payment Activities Act.
I realize that legislation in this area is needed given the current void, so I applaud the measure. I will continue to examine how the legislation will interact with the Quebec Civil Code, which governs person-to-person transactions. I want to better understand why the federal government is regulating these activities.
Right now, though, I am mainly interested in hearing about your plans for the tech giants, major online retailers such as Amazon and Walmart. Does division 8 of part 4 allow them, either directly or indirectly, to provide services currently offered by financial institutions?
View John McKay Profile
Lib. (ON)
Mr. Jones, shouldn't the onus be on the financial institution? The financial institution has a lot more resources available to it to protect me than I have to protect myself. What I don't understand is why the onus shouldn't be on the financial service provider.
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