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61 - 75 of 1295
Add a filter on Committee Evidence - OGGO-112
Committee Evidence - OGGO-112
2017-12-05
Tom Lukiwski - 12:34
CCF (SK)
Erin Weir (Regina—Lewvan)
2017-12-05 12:34
...More
Mr. Christie seems ready to go, but I also don't want to exclude our panellist from Toronto, so perhaps we'll go there next.
...Less
Iain Christie - 12:34
Add a filter on Committee Evidence - ETHI-81
Committee Evidence - ETHI-81
2017-12-04
Hon. Peter Kent - 16:03
CCF (SK)
Erin Weir (Regina—Lewvan)
2017-12-04 16:03
...More
Thanks very much.
Mr. Kent asked you about the delay between the hacking and Equifax finding out about it. I'd like to ask you about the delay between Equifax finding out about it at the end of July and disclosing it publicly in September.
...Less
Equifax Canada Co.
Privacy and data protection
John Russo - 16:04
CCF (SK)
Erin Weir (Regina—Lewvan)
2017-12-04 16:06
...More
Presumably it would have been possible to disclose a breach before combing through all that information. Was it because of the FBI investigation that you weren't able to make that announcement sooner?
...Less
Equifax Canada Co.
Privacy and data protection
John Russo - 16:06
CCF (SK)
Erin Weir (Regina—Lewvan)
2017-12-04 16:07
...More
Okay.
Mr. Erskine-Smith indicated that Equifax essentially sells a public good. Would you accept that characterization, that Equifax is essentially analogous to being a utility?
...Less
Equifax Canada Co.
Privacy and data protection
John Russo - 16:07
CCF (SK)
Erin Weir (Regina—Lewvan)
2017-12-04 16:08
...More
But essentially people have to participate in it and have to subject their information to.
...Less
Equifax Canada Co.
Privacy and data protection
John Russo - 16:08
CCF (SK)
Erin Weir (Regina—Lewvan)
2017-12-04 16:09
...More
For sure you need consumer consent, but as you mentioned, credit is required for all sorts of life events that essentially everyone passes through. People don't really have the choice to not participate in the credit system or not provide their information into the network.
...Less
Equifax Canada Co.
Privacy and data protection
John Russo - 16:09
CCF (SK)
Erin Weir (Regina—Lewvan)
2017-12-04 16:09
...More
The number of Canadians affected seemed, at least for a while, like a moving target. We talked about 100,000 and 19,000. At one point in time, the number 8,000 was out there. At this point, are we pretty solid on the number of 19,000?
...Less
Equifax Canada Co.
Privacy and data protection
John Russo - 16:09
CCF (SK)
Erin Weir (Regina—Lewvan)
2017-12-04 16:10
...More
Do you have a sense of who hacked Equifax?
...Less
Equifax Canada Co.
Privacy and data protection
John Russo - 16:10
CCF (SK)
Erin Weir (Regina—Lewvan)
2017-12-04 16:10
...More
When you say criminals hacked Equifax, do you mean that the hacking itself was the crime?
...Less
Equifax Canada Co.
Privacy and data protection
John Russo - 16:11
Bob Zimmer - 16:40
CCF (SK)
Erin Weir (Regina—Lewvan)
2017-12-04 16:40
...More
I'm struck by the fact that the credit monitoring industry does not seem to be very competitive. You mentioned three major companies in the United States and only two major companies in Canada. I suppose it stands to reason. There is a big cost to setting up a credit monitoring network, and once that infrastructure is in place, it doesn't cost too much more to cover additional individuals or businesses. Perhaps it's a bit of a natural monopoly.
Would you accept that lack of competition as a rationale for greater regulation of credit monitoring than other sectors?
...Less
Equifax Canada Co.
Privacy and data protection
John Russo - 16:41
CCF (SK)
Erin Weir (Regina—Lewvan)
2017-12-04 16:42
...More
I suppose the pitfall of having all that data agglomerated in one place is that it's then potentially vulnerable to being stolen, which is what happened in this case. I wonder if you or your parent company have any estimates of the cost of this breach in terms of what it cost Equifax and what it might cost consumers.
...Less
Costs
Equifax Canada Co.
Privacy and data protection
John Russo - 16:42
CCF (SK)
Erin Weir (Regina—Lewvan)
2017-12-04 16:43
...More
Has Equifax set aside a certain amount of money to compensate people whose security was breached?
...Less
Equifax Canada Co.
Privacy and data protection
John Russo - 16:43
CCF (SK)
Erin Weir (Regina—Lewvan)
2017-12-04 16:43
...More
Okay, but at this point it's pretty difficult to put any sort of overall number on the cost of this episode, either to the company or to its customers.
...Less
Equifax Canada Co.
Privacy and data protection
John Russo - 16:44
CCF (SK)
Erin Weir (Regina—Lewvan)
2017-12-04 16:44
...More
Okay.
Is it your sense that other credit bureaus are vulnerable to this type of security breach, or is it your sense that they have adequate safeguards in place?
...Less
Equifax Canada Co.
Privacy and data protection
John Russo - 16:44
CCF (SK)
Erin Weir (Regina—Lewvan)
2017-12-04 16:44
...More
Have they ever had any significant breaches, not on this scale but on any kind of significant scale?
...Less
Equifax Canada Co.
Privacy and data protection
John Russo - 16:44
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