:
Mr. Speaker, it is a pleasure to rise and speak to a very important piece of legislation, a legislation we had a great deal of discussion on following the federal election in April. The and the Liberal caucus are committed to building the strongest economy in the G7. This is something we have talked a great deal about, but more important than talking about it, the government has undertaken many initiatives to ensure that we are on track to be the strongest economy in the G7 countries.
We take the issue very seriously. A number of pieces of legislation, Bill being one of them, were introduced shortly after the last election in order to address the issues that came out of the election and the general feeling in terms of how we needed to be there for Canadians in all regions of the country.
When we reflect on Bill C-4, it principally does three things: It provides a tax break for over 22 million Canadians. More than half the population of Canada is receiving a tax break.
We hear a lot about the issue of affordability, and we are very much concerned about this issue. This is why, when we hear Conservatives stand in their place, and they talk and try to challenge us on the affordability issue, I would like for them to reflect on their position on the budget, on such issues as Bill . Affordability through Bill C-4 is literally putting money in the pockets of Canadians, directly through a tax break.
We understand and we appreciate that individuals are having a difficult time on the issue of affordability. This is why it was so important we bring in the legislation, as we made the commitment to do in the last election. Our assumed the role of Prime Minister earlier this year, not that long ago. One of the very first actions he took in sitting in the Prime Minister's chair was to give Canadians a tax break on the carbon tax, recognizing that getting rid of the carbon tax would have a positive impact for Canadians too.
I know the Conservatives do not necessarily like this, but it is one of the issues that clearly shows that the Liberal Party was able to make the changes from within to address the needs and desires of the Canadian population, which ultimately put us in a better position going into the last federal election. When I reflect on that election, I note that a number of issues came to the table. One of them, and I have referenced it in the past, is the three Ts: Trump, tariffs and trade, and the impact that was actually having on Canada.
We have a with an incredible background, a background that saw him appointed as the Governor of the Bank of Canada. Interestingly enough, it was actually Stephen Harper who appointed him to that position, because of his credentials. He was also the governor of the Bank of England. He is an economist, someone who truly understands how an economy works. I think Canadians reflected on that when they compared the two leaders.
They can see the types of actions the Prime Minister has taken, Bill included; there are two significant tax breaks. There is, first, as I said, getting rid of the carbon tax, and, second, through Bill C-4, giving the tax break to 22 million Canadians.
However, that is not where it stops. There is more to Bill . Not only would it take the carbon tax out of the law and give tax breaks, but it would give a tax exemption on GST for first-time homebuyers, giving first-time homebuyers an opportunity to afford a bit more when purchasing a home valued up to $1 million.
These are the types of initiatives the took virtually out of the gate. We recognize that so much can be done to support Canadians on the affordability issue. We looked across the way to the Conservatives and presented a budget, and all but two of them voted against it. They need to know what they voted against, along with the tax breaks we have been talking about.
There is the national school food program, a program that I have had the opportunity to raise, as many of my colleagues have in question period. It is interesting to see the response we get from the Conservative Party. The national school food program is much like the national dental program, the national pharmacare program and the child care program. We can even go into the Canada child benefit program. The Conservatives have voted against all of that.
Interestingly enough, the program I want to highlight is the national school food program. I find some of the questions hard to believe. Today, members stood up and talked about children, and they asked what the government is doing to support food for children. Members should put some thought into what they voted against before they ask some of the questions they ask.
The national school food program for children provides financial support, working with the provinces, to ensure that young children in schools have breakfast, something nutritious, which is critically important. We have the far right within the Conservatives saying it is a garbage program. They do not understand. Then we get others who say they want parents to feed their own children.
I have pointed this fact out before. I have been a parliamentarian for many years, serving in Manitoba. I am a very big fan of Sharon Carstairs; she was one of my mentors. I remember that back in the late eighties, she said we have hundreds of children in Manitoba who are going to school on an empty stomach, and they cannot learn like that. There are many reasons we have children who do not have the opportunity to have breakfast. This program provides children the opportunity to learn while there is something in their tummies. Then we have this reaction from the Conservatives.
If it were completely up to me, I would be inclined to bring in legislation to put the program in place. The Conservatives have been very clear: They do not support it. That is where we see the contrast. When we have a sound social policy to support our children, the Conservatives, for far-right reasons, say no to it. They are then critical of the government and say we do not care about children. Are they serious?
Take a look at all the things we do to support children that the Conservatives have voted against. That is the reason I do not support the many actions the Conservative Party has taken. Take a look at how long it has taken us to get Bill to this stage. It was introduced months ago.
An. hon. member: It is your agenda.
Hon. Kevin Lamoureux: Mr. Speaker, the point is that the opportunities are there, and I would hope the Conservative Party recognizes the value of the initiatives we are taking.
I believe that last summer, the Conservatives might have even voted in favour of Bill . Now things have changed. Their has gotten elected here, so that might have changed the dynamics somewhat, but the point is that at least in principle, it appears they support some of the initiatives. I think they should go the extra mile and recognize the value within the budget itself, because there are many initiatives that Bill would build upon in regard to the budget we presented.
I would like to make reference to a couple of the initiatives that I feel are really important for us to recognize.
One is investing in our communities, with literally hundreds of millions of dollars virtually every year for a number of years now. We are going to be investing in infrastructure that deals with hospitals, roads, bridges and community facilities. Addressing things of that nature is how we build stronger infrastructure for our economy. That is a big part of this.
Today in question period, a number of Conservatives stood up and attempted to mock the because of his travel. I would ultimately argue that the Prime Minister is doing exactly what he should be doing. At a time of uncertainty, no one here can predict what President Donald Trump might say, but what we do know is that Canada needs to lessen our reliance on U.S.-Canada trade. That does not mean to ignore it. We love it, we want to see it grow and we will do what we can on it, but it is really important that we expand trade opportunities beyond the United States. We have a Prime Minister who truly understands that, even though the Conservative Party is negative toward this sort of travel.
Things do not just happen overnight; they take time, and we have achieved a great deal. I was glad that the was in Malaysia, because while he was in Malaysia, he met with President Marcos of the Philippines. A healthy discussion took place, with them in essence saying they wanted to achieve a trade agreement between Canada and the Philippines in 2026. Is that not positive? I would argue yes.
We now have Bill , which would ultimately allow for more trade opportunities between Canada, Great Britain and Northern Ireland. It is a substantial piece of legislation, like Bill before us. What would it do? It would enable us to have more trade between Canada, England and Northern Ireland.
Take a look at what has happened in Indonesia. The has reached out there, and we will see, once again, that agreements are being made as a direct result of having a Prime Minister who is committed to expanding trade opportunities beyond the Canada-U.S. border.
When we take a look at what Bill would do, it is all part of a plan to build Canada as the strongest economy in the G7. We need to recognize that in order to protect Canada's economic sovereignty, we have to be aware of what is taking place at the ground level and why it is important that we provide tax relief. We also have to be aware of what is taking place outside our borders and respond to it.
That is why members will see a huge commitment, which we have not seen for generations, toward our military. Raising spending to 2% of GDP is a substantial commitment that will make a difference in virtually every region of our country as we expand opportunities for Canadian businesses and as we invest and beef up our Canadian military. These are the types of things that have impacts on where we are with our taxation levels and how we expand on things of that nature.
We can talk about the local level. I made reference to what the has done internationally, but members should take a look at what we have done at the local level. Virtually immediately after the last federal election, the Prime Minister was meeting with provinces, territories and indigenous leaders to talk about the importance of having one Canadian economy, which ultimately led to Bill .
Bill amplified the need for us to have one Canadian economy. It deals with labour as well, and the mobility of labour in our country. It is a critically important area that was led by the , who worked with premiers, indigenous leaders and others so we could present, through Bill C-5, a major project proposal that has now had two runs. In the first run, the total accumulation had $60 billion of investment coming down the pipe, which is a significant amount of money. We can incorporate the second run, which I believe is over $50 billion, but do not quote me on that, as I am not as familiar with it.
I can tell members that every region of the country will benefit by this. Whether it is copper mines in Saskatchewan, the port of Montreal, the latest thing in Atlantic Canada, LNG in B.C. or the work being done on the relationship building between Alberta and Ottawa, there has been a genuine attempt to make sure that all of Canada's regions benefit.
It is just like Bill , which is providing opportunities to deal with another important issue, affordability. On the housing aspect, it is interesting that not only does the tax break for first-time homebuyers help people directly; it also helps the housing industry by making things more affordable.
I am very grateful that, through this legislation, a tax break would be given to Canadians. I would like to think that every member of all political entities in the House will get behind Bill and support Canadians. Over 22 million people would benefit by the tax break itself. However, to take a look at the broader picture of what this government has been able to accomplish in eight months, I think we are on the right track to making Canada strong with the strongest economy in the G7.
:
Mr. Speaker, there are three things that are assured in life: death, taxes and a Liberal government that breaks its promises.
Six months ago, the Liberals stood here and told Canadians to trust them just one more time. They promised lower spending, lower costs and to reduce the size and scope of the federal government. They said that they had heard Canadians loud and clear, that they finally understood the pain they had caused, like a toxic ex, and that things this time would be different. Every single one of those promises, like their record, is nothing but total and utter failure.
The House passed a budget with a record $78-billion deficit. That is more than twice the size of the one Justin Trudeau wanted to run years ago. That is not a tiny change. It is not a rounding error. It is billions and billions of dollars. If anybody thinks the Liberals are going to stop at $78 billion, I have a bridge to sell them, and I think the Parliamentary Budget Officer would also have something to say to it. In fact, he said the chances of their out-of-control spending being less than $78 billion was “less than 10%”.
If someone told a person there was a less than 10% chance of them being able to start their car in the morning, they would get a new car. If there was a less than 10% chance that someone would pass a math test, they would get a tutor. When we learn that the chances are less than 10% that the government will show just a bit of fiscal restraint or fiscal discipline, the Liberals will tell the Parliamentary Budget Officer he is likely going to be out of a job for telling the truth.
Here is what else he had to say, just so I can remind everybody watching. The spending is “shocking”, “stupefying” and “unsustainable”. He is a neutral, non-partisan appointee of this place. His office was put in by this very government.
The government is dropping $90 billion in new spending on the books, which is over $5,000 for every single household in Canada. That is money being taken directly out of the pockets of Canadian families and seniors through higher taxes, inflation and interest rates.
Why should we talk about that? We already spend more on the debt than this country spends on transfers to the provinces for health care. It is every dollar that is collected in GST. This means that every dollar collected on the sales tax in this country does not go to doctors, nurses or hospital capacity, but to bankers and bondholders to pay for the Liberals' addiction to spending.
If people think Justin Trudeau's continuing gift to them and their families is fiscal responsibility, the should say, “Hold my beer.” We keep paying for his irresponsible spending at $5,000 a pop per household. It is only going to get worse. The Prime Minister and his continue to run debt on the taxpayers' credit card. They are effectively sinking the next generation.
I will have much more to say about the budget, because I think it is wrong and dangerous for so many reasons, but we are here today to continue the debate on affordability.
Let us talk about what the government is doing on affordability, or, rather, what the government is doing to affordability. All we have to look at is the lineups at food banks in every major city and every small town. Two million people in this country are now visiting a food bank every single month. There are four million people in Toronto going to a food bank in the span of one year alone. One in five people is now skipping meals to make their food last longer.
It is not just about numbers; it is about the people behind the numbers. It is about the kid who goes to school every single day on an empty stomach who cannot learn and grow. It is about the college-educated worker who, despite working a full-time job, still finds themselves at the end of the month with not enough to pay the bills. It is about the senior citizen who, after years of sacrificing and saving, has to make the choice between heating their home or having a hot lunch. These are the stories we hear in our neighbourhoods every single day. All this is happening in Canada. This country is supposed to be one of the richest in the world.
The 's response is the most troubling, because it is not compassionate. For him, inflation is something that happens to other people.
The response from Ottawa has been textbook on this: It is another government program, with some form or version of central planning, that will make this problem go away. However, it is not actually solving the problem. It is more spending. This is a central bank economist who somehow missed the class that would teach him that an increase in money supply in this country leads to inflation. Whatever the Liberals want to call it, it is spending. Whether they call it investment or any other name does not matter. It is the same thing. It costs every single family more than five grand in this country for the small amount of tax cut they get. Members can believe that we are not going to stand here and oppose a tax cut, but if the government is giving somebody a small tax cut and on the other end charging them $5,000 for its irresponsible spending, Canadians are going to have a lot of questions. That is exactly why we are here.
One plus one never equals two with the government. It is keeping in place such things as the Liberal taxes on food that make life more expensive while denying they exist. Only Liberals would deny that there is an industrial carbon tax on a farmer who grows food. Only Liberals would deny that there is a fuel standard on a trucker who ships food. Only Liberals would deny that there is a packaging tax on the people who sell food. Only Liberals would stand in this House every single day and deny that the person who is buying food is now paying more for it because of their taxes.
The Liberals say they are going to cut taxes in the bill, but we have to read the fine print. The tax cut adds up to $90 a month in savings for an average Canadian, but the more than $5,000 they are going to be spending because of the irresponsible budget really wipes out that $90 a month. The question is, who really comes out on top?
When someone goes to a casino in Las Vegas, and I am sure there are some people who are watching at home who have been to a casino in Las Vegas, the house always wins. Eventually, the house wins. When one lives in Canada, it is starting to feel as though the government always wins and Canadians always lose, because the $90 it gives them a month is entirely wiped out by the irresponsible inflationary spending of the massive deficits it is running, deficits it promised it would keep down $16 billion less than what it put on the table, deficits that are bigger than Justin Trudeau's deficits, deficits that are the biggest in this country other than during COVID.
Instead of more of this, the bait and switch that we continue to see, here is what I think common sense would dictate we should do: Let us cut income taxes for real, not by $90, but by hundreds of dollars a year per Canadian, by thousands of dollars a year for every Canadian, so that families can actually get relief and get ahead. Let us cut taxes on homebuilding so that young people can finally afford a home in this country. Let us cut the carbon tax in all its forms: the industrial carbon tax, the hidden taxes on food, the plastics ban and the fuel standard, which make the growing, shipping and selling of food more expensive.
Let us cut all those taxes. Let us not say that these taxes are imaginary, because millions of families across the country know that Canadians are paying more this year than last year and paid more last year than the year before. These are Canadians who have been to a grocery store in their neighbourhood, which the has not. That is a shame in this country, because it is the Liberals' taxes that are increasing the price of food.
Every Canadian who cannot make ends meet right now should know that their tax dollars are being spent responsibly in Ottawa. The government does not have money. It can only tax us to get more of it. When it spends it irresponsibly, it is going to cost Canadian families more than $5,000 a year. Everybody should know that.
:
Mr. Speaker, I rise today to speak to Bill and to the growing affordability crisis gripping Canadians from coast to coast. Nowhere is it felt more sharply than in my own riding of Vernon—Lake Country—Monashee. The bill fails to meet the moment, as so many introduced by the Liberal government do. It offers slogans instead of solutions and bureaucracy instead of hope.
While Ottawa debates, Canadian families are being forced to make choices that no one in a country as rich in resources as Canada should ever have to make, choices between heating their home and feeding their children. In the Okanagan, Lumby, Nakusp and the Slocan Valley, I have spoken with parents who quietly started skipping meals so that their kids can eat. Seniors who worked their entire lives are now relying on food banks. For the first time ever, food banks in our communities are reporting record numbers of working families, people with jobs needing help just to get by.
This is not the Canada they were promised. The data is as stark as it is shameful. Food inflation in Canada is rising faster than in nearly every other G7 nation. While the United States, France and Germany have all seen food price growth start to level off, Canadian families are still paying more every single month. According to Statistics Canada, grocery prices have risen more than 20% since 2020. That is hundreds of dollars a month for the average family, yet the government continues to tax the very farmers and truckers who bring food to our table. It has tripled the carbon tax, which adds cost to every stage of the food supply chain, from the fertilizer on the farm to the fuel in the trucks and the power in the grocery store. The result is higher prices on every item in the shopping cart.
With Bill , the government wants to expand bureaucracy and regulatory oversight at a time when Canadians are begging for economic relief, not more red tape.
Let us be clear about what this means for real families in my riding. In Armstrong, dozens of workers at Tolko Armstrong lumber and White Valley veneer were recently laid off. These are hard-working men and women, millwrights and forklift operators, all dedicated to a proud local industry.
Tolko's statement was clear. They are not shutting down because of a lack of markets. They are shutting down because of a lack of economical fibre and because regulatory policy has made it nearly impossible to compete. The situation is made worse by the softwood lumber tariffs still imposed by the United States, tariffs that the Liberal government has utterly failed to resolve. Those illegal tariffs have cost Canadian producers more than $8 billion in duty since 2017. This money could have gone to keeping mills open, workers employed and the community stable.
Instead, it has been siphoned away by an apparently unsolvable trade dispute that the government treats as an afterthought. To make matters worse, the folks who were laid off continue to be penalized by higher prices on the food they can no longer afford, prices that are directly attributable to Liberal actions.
Canadians deserve a government that stands up for forestry families in the North Okanagan and not one that leaves them behind. They deserve a government that protects our farmers and food producers, not one that taxes them into insolvency and treats their property like its own.
Canadians deserve a government that recognizes that affordability is not just an abstract policy. It is about whether a mother can afford milk for her kids, whether a senior can keep the heat on or whether a young couple can ever hope to buy a home.
The answer is not another bill that expands government reach. The answer is to restore economic discipline, to stop wasteful spending and to remove barriers to growth in every region of the country. It means fighting to end the softwood lumber tariffs once and for all, through strong, principled diplomacy backed by a government that actually defends Canadian workers. It means repealing the hidden industrial carbon tax that drives up prices on everything every single step of the way. In the end, the debate is not about partisanship. It is about priorities.
In Lumby, one father told me that he has been working two jobs since his forestry layoff but still cannot afford groceries and rent in the same month. This is the absurd cycle of Liberal economic policy: tax more, regulate more and make life more expensive for those who can least afford it, then add insult to injury by boasting about its handouts.
Bill was presented as a step toward making life more affordable, but, buried beneath the talking points, what we actually find is yet another expansion of government control, yet another layer of Ottawa intervention that would do nothing to lower grocery bills or pay the rent.
Instead of addressing the real drivers of inflation, which are overspending, overtaxation and over-regulation, the government keeps pretending it can spend its way out of the crisis it created by overspending in the first place. Let us remember that inflation did not just happen in Canada; it was made in Canada. It was made by a government that printed and borrowed half a trillion dollars, and then denied that it would cause inflation.
While ordinary Canadians tightened their belts, the government expanded its own. It increased the size of the public service by nearly 40% since 2015, yet federal services have never been slower. Passports, veteran benefits, EI claims and everything else takes longer and costs more, and the staff back in my riding can attest to that.
Canadians deserve better than this endless cycle of spending, taxing and gaslighting. They deserve leadership that believes in the strength of our workers, the promise of our industries and the common sense of the Canadian people. Do we believe in empowering Canadians to build, grow and thrive, or do we believe that Ottawa always knows best?
My constituents have made their answer clear. They want a government that gets out of the way, lets them work and lets them keep more of what they earn. They want affordable food, secure jobs and a future worth staying here in Canada for. Bill does not deliver that.
It is time for the government to stop managing decline and start building prosperity for the forestry workers in Lumby, for the families lining up at food banks in Vernon and for every Canadian who still believes that hard work should pay off.
:
Mr. Speaker, in a way, it is a pleasure to speak to Bill at third reading today. This bill was introduced at the beginning of this Parliament and was left untouched all summer. When we returned in the fall, we spent a lot of time reworking the bill in committee. I will explain later, but this is one of the bills where the fact that the Bloc Québécois holds the balance of power in committee was a boon for first-time homebuyers.
Let us start with the genesis of this bill. This year's election campaign was pretty odd. We had a who did not know what he was talking about when it came to economics. I know that the Prime Minister is an economist, but he quickly turned into a politician. I am a politician too. There is not necessarily anything wrong with that, but being a Liberal politician is not always a good thing.
This Prime Minister saw that people were afraid of the Conservatives and that President Trump was making threats, so he decided he would say whatever it took to get elected, without any regard for the budgetary consequences. It was in that context that the current Prime Minister announced in January or February that he would eliminate the deficit.
Then he walked into a room, probably a back room somewhere, and the people around him told him that it was not going to happen. Instead, he decided to invent a new definition of operating deficit. His definition is disputed by the Parliamentary Budget Officer, does not align with how things are done in Singapore or Great Britain, and violates established accounting principles, but he decided to invent it in order to renege on his promise.
The same is true of the Liberals' budget framework during the election campaign. The Prime Minister said that the countertariffs would bring in $20 billion, that that money would be used to finance current spending and that this would help reduce deficits. We know that, in the end, the government received only a fraction of that amount in countertariffs. As a result, we are now facing a projected deficit of almost $80 billion.
If we are to believe most analysts, including the Parliamentary Budget Officer and Fitch Ratings, who believe that the government will not be able to achieve $50 billion in cost reductions over five years, the deficit is going to be even larger.
Despite this, despite the fact that the Liberal Party was unable to table a halfway decent financial framework, which we rather successfully picked apart during the election campaign, Bill C-4 includes election promises that were hastily made by the Prime Minister whenever he wanted to grab a vote from the left or the right.
Let us talk about the $26-billion tax cut over five years. A tax cut could be a good thing. It is okay to take care of the middle class. However, when do we see a tax cut like that without a budget, without a budget forecast and without any regard for the impact this will have on balancing public finances? What is more, there was no mention of what exactly would be cut. Everyone now knows that health care and seniors are paying the price. It is the carbon tax.
The Liberals, who were the champions of the carbon tax in the last Parliament, aggressively criticized the Conservatives for wanting to abolish the carbon tax. Suddenly, during the election campaign, the Liberals decided that votes, seats and power were more important than principles, the planet, the environment and, above all, their credibility, so they got rid of the carbon tax while stealing from Quebec. That is what is in Bill C-4.
We do agree with some of the measures, particularly the GST rebate for first-time buyers purchasing a new home. However, this was essentially an election stunt and should be viewed as such. First, there is the GST rebate on a new first home. It is important to understand that this measure is designed to stimulate demand, much like the tax-free first home savings account, or FHSA.
The Liberals have been saying for several years that housing prices are going up and up. Construction costs are up. Demand has also gone up a lot. Today, we know that there is also an element that is related to immigration, the population and demand. The Liberals decided to help first-time homebuyers, who are angry about the current market, so they can have the money to outbid others using a tax shelter. That is why they created the FHSA.
According to CMHC data, the FHSA allows a person, such as a young person whose father, mother, grandfather or grandmother has money to help them contribute to an FHSA, to go fuel bidding wars in the housing market, because the supply of houses is fixed in the very short term. The result is that people are fighting for the same houses.
Today, there is another measure that is very similar, and that is the GST rebate. New homes very quickly come up for sale in new subdivisions. There are people who can afford the down payment on very expensive homes. In my riding, there are now bungalows that cost almost $1 million. I know that in places like Vancouver or around Toronto, that is still considered affordable by some people's definition, but people back home cannot afford that. If these people get GST rebates on a new home because they are first-time homebuyers or because they have not owned a home in four years, that is a good thing.
The Liberals are accusing us of voting against the budget, even though we told them our priorities. The Bloc Québécois made six demands that were affordable, all things considered. These six demands had to be met in order for the Bloc Québécois to support the budget. One of our proposals was aimed at helping first-time homebuyers who do not receive money from their parents, grandparents, aunts or uncles to fill their FHSA. This measure was intended for those who do not necessarily have an income that would allow them to maximize these accounts and who have not yet saved enough for a down payment to buy their first home and, by the same token, obtain a GST rebate.
We proposed an interest-free loan from the government to help these people finance their down payment. It was a measure that would have cost $200 million or $300 million for all of Canada, from coast to coast to coast. This measure would have cost the government about $300 per year for every $10,000 loan it granted for a down payment. We are talking here about the down payment, not the total price of the home. This measure would have ensured that the least fortunate were not left behind. The government said no.
Let us now come back to Bill , which is another example of the fact that, at the time, the did not know the difference between a party leader, someone who campaigns, and a prime minister. On March 20, when he was Prime Minister, he issued a press release saying that the government was going to refund the GST on new homes for first-time homebuyers. Some people started buying new homes. They thought it might be a good idea to buy a house in a new subdivision. People bought houses and signed contracts. They thought they were going to get their rebate because the Prime Minister had said they would. This was not announced during the election campaign, and the Prime Minister had said it himself. Then the Prime Minister called an election and launched his election campaign. He put on a show for 36 days and then recalled Parliament. All of a sudden, people were being told that the GST rebate would only be available to people who had signed contracts on or after May 28.
Everyone who believed the because he was the Prime Minister, everyone who thought this man had a modicum of integrity and principles and who signed a contract to buy a home, were not eligible for the rebate. We heard from representatives from the Ontario Home Builders Association. They told us that many people were in this situation. We also heard from representatives of the Association des professionnels de la construction et de l'habitation du Québec, or the APCHQ. They told us that many of their clients were in this situation.
At the Standing Committee on Finance, we proposed an amendment to move up the date for the GST rebate on new homes so that it could also apply to these people. How did the government respond? It responded by filibustering. There was opposition from the parliamentary secretary to the parliamentary secretary to the Prime Minister, who is also known as the Minister of Finance. I do not think that he makes many decisions in the current government. The was opposed to including these people who were trusting enough to believe the word of the of Canada. The Liberals refused.
At that point, in committee, the legislative clerks had found our amendments to be in order. However, the government tried to convince the committee chair that the bill could not even be amended to bring it into line with the Prime Minister's words. The chair accepted the government's arguments and our amendments were rejected. Thankfully, the Bloc Québécois holds the balance of power on the Standing Committee on Finance. We overturned the decision of the chair of the Standing Committee on Finance not once, not twice, not five times, not eight times, but eleven times.
Eventually, we came back here to the House to plead the case of the first-time homebuyers who had been cheated by the Liberal government. The Speaker of the House told us that we were right and that the chair of the Standing Committee on Finance was wrong. With that we scored a victory for first-time homebuyers in Quebec and in the provinces. This is a victory for Quebec.
This is another example of how the Liberals operate. They make promises before the election, they get elected, and then they give as little as possible and tell people to deal with their own issues if they were naive enough to believe them. That is exactly what happened.
Now, let us talk about the other part of the bill regarding the tax cut. The tax cut will cost $26 billion over five years. Funnily enough, the Liberals are offering a tax cut of $26 billion over five years while running a deficit of at least $78 billion. We should come back to this again in a year, because the deficit could be $5 billion, $6 billion, $7 billion, $8 billion or $10 billion higher. To them, $26 billion is not a lot of money. However, when the Bloc Québécois said that we had reasonable demands for the budget, the government told us that it was too expensive.
The , who I assume knows how to count, was so determined to show that our budget demands were unreasonable that he multiplied them by five so he could say that we were asking for too much. We had submitted demands totalling $6.6 billion. What we were asking for was half a percentage point of GDP. It is next to nothing.
We were asking for a program for first-time homebuyers, the program I mentioned earlier. We were asking for an investment of $1.4 billion per year for social housing because, generally speaking, Quebec does not receive its share of funding from Canada Mortgage and Housing Corporation programs. These programs are designed for high-rise residential buildings, whereas Quebec's housing stock consists mainly of small multiplexes and buildings with five stories or less, made up of five, six or eight units. This would also have been a program for social and community housing, because there is one province in Canada that has permanent programs for the construction of social, community and co-operative housing: Quebec.
We therefore requested our share of a separate program, the rapid housing initiative, which amounted to $1.4 billion. Old age security benefits for seniors amounted to $3.18 billion. With regard to health care transfers, we were essentially asking that the amounts provided for in the temporary agreements under the Trudeau government be renewed, since they were expiring. That represented $6.6 billion. Apparently that was too much. This tax cut alone would have paid for the Bloc Québécois's requests within five years, but our demands were too expensive.
Worse yet, the tax cut is an ill-conceived, poorly thought-out election ploy. It is a fairly small tax cut. According to figures from the Parliamentary Budget Officer, which I am quoting from memory, we are talking about an average of approximately $180 per person in Canada. With the cost of housing and groceries rising, that is clearly not enough to keep people afloat. However, for 60,000 people in Canada, this is a tax increase. Who are those people? They the most vulnerable people, including people with disabilities.
Canada has something called the disability tax credit. This tax credit is calculated based on the tax rate applicable to the same bracket, which has been reduced. When the tax rate on the first personal income tax bracket is lowered, the tax credit is lowered. It is a refundable tax credit. People with a disability who are too poor and who sometimes do not even pay personal income tax because they are in such a difficult situation were losing money. We are talking about 60,000 people.
Did the government think about those people? No, it did not. The Bloc Québécois did. The Conservatives also worked with these groups, who came to us and said they had not received a response from the government. The government told them that there was nothing it could do, that this is how tax credits are calculated. We are talking about 60,000 people.
These people did not benefit from an $180 tax cut. For a single person, it is more like a loss of $141. For people with disabilities who do not pay income tax, the government's tax cut increased their taxes by $141, even though they are among the most vulnerable members of society. For a couple, we are talking about a loss of $155, due to the form these tax credits take.
We had to prod the minister into announcing that he was going to try to find a solution. He ended up announcing it right out there in the foyer of the House before his appearance at the Standing Committee on Finance meeting, because he was afraid that his testimony might do him too much harm after he was confronted with all of this. That is why holding the balance of power in committee is so important. That is what making gains looks like. It means giving genuine first-time homebuyers a real GST tax credit after the government let them down. It means ensuring that vulnerable people are not abandoned by the Department of Finance. Right now, we are studying the budget implementation act and, thanks to the Bloc Québécois's work with the groups that flagged this issue to us last spring, we know that the Department of Finance will look into this matter. We are confident of that.
The carbon tax is just one example among many of how this government is backpedalling on the environment. Just before he called the election, the decided to abolish the carbon tax because he did not want a carbon tax election, as the Conservatives wanted. This is how the mechanism worked. In provinces where the tax applied, the tax that would be paid later in the quarter was refunded upfront. It would be collected later. This was intended to make the mechanism socially acceptable when it was introduced. The government said it would send out the cheque first and collect the tax later. What did the Liberal government do? It abolished the tax. It never collected it for that quarter, and yet it still sent a rebate to people in seven provinces who had never paid it in the first place. The government still sent them cheques.
The government told us that we had a different pricing system in Quebec, and that was why we did not get a cheque. When it sent out those cheques with money from the government's consolidated revenue fund, 22% of which came from Quebec taxpayers, not one province, including Quebec, was paying a federal carbon tax. The move was denounced by a motion passed unanimously in the National Assembly of Quebec and by the Parliamentary Budget Officer, journalists and analysts. The only ones who thought the Earth was flat in this case were the Liberals. There are 42 Quebec Liberals here who claim that they are proud Quebeckers and that they represent Quebec. How can they claim to represent Quebec when a Prime Minister from Ontario, who represents an Ontario riding, a parliamentary secretary from Winnipeg and a bunch of members from British Columbia tell them to vote against Quebec and they obey, despite the motion adopted by the 125 members of the National Assembly? That is exactly what happened, and it is just one example among many of how this government is backpedalling on climate action.
The last budget included $4 million for the environment. I was at the budget lock-up with the member for , and we were looking for the government's environmental policy. To pretend that they were investing money, the Liberals had to include critical minerals in that part. We are talking about $4 million over five years for the environment. Now the government wants to go after the only thing left, the industrial carbon tax. It is funny that the Liberals want to go after this, because we heard from the Governor of the Bank of Canada at the Standing Committee on Finance.
The Conservatives said that everything produced by big businesses that would be hit with the industrial tax is expensive, including steel, and they produce materials that are used to build housing, so that would increase the tax on homes. The Governor of the Bank of Canada said that it had no effect on inflation and that we should look elsewhere to find the source of price increases, because these big businesses export their materials.
Bill is a mishmash of all sorts of things. We are obviously in favour of the part about housing, but how can anyone be in favour of a major environmental reversal that only served the Liberals' electoral interests? How can anyone support that? It is rather difficult. How can anyone unreservedly support a tax cut that ignores people with disabilities, that gives very little to households and that is ultimately being used to fund the cuts to health transfers that we saw in the last budget?
All I can say is that the government needs to stop introducing bills like this one, where everything and anything is all mixed together.
:
Mr. Speaker, I will be sharing my time with the member for Québec Centre.
Our new government was elected in the spring with a mandate to build a stronger, more resilient economy. We got straight to work from day one. I am thinking of all the investments we have made in housing and infrastructure that are going to stimulate the economy, the creation of the Major Projects Office or even the removal of interprovincial trade barriers. I am thinking of our buy Canadian policy, which will put the federal government's purchasing power to work for our businesses to once again stimulate our economy. I am thinking of all the agreements we are currently negotiating or have already signed with various countries around the world.
What is behind all this? In our desire to strengthen the Canadian economy, there is one principle that is very important to us: to ensure that the economy works for everyone. By making our economy stronger, we can fund measures that are important for making life more affordable for Canadians. Early in our mandate, we introduced Bill in the House, which includes three key measures that will have a real impact on people's lives.
First, we are proposing a tax cut for the middle class. The lowest tax bracket will have its tax rate reduced from 15% to 14%. This measure will benefit more than 22 million Canadians and will save each family up to $840. That means more money in people's pockets that they can use for the things that matter to them.
The second important item in Bill is the GST rebate on new homes valued at $1 million or less. We want to help Canadians become homeowners, whether they are young people, young families or long-time renters who want to get into the housing market and become homeowners. We want to help Canadians achieve this dream, and we want it to be affordable. That is why we are eliminating the GST on the purchase of a first home, on top of all the other housing measures we are putting in place. In budget 2025, we are investing over $13 billion through Build Canada Homes to stimulate housing construction across the country, including affordable housing. In addition to everything we are doing through Build Canada Homes, we hope that removing the GST on the purchase of a first home will provide a financial incentive to buy a home and encourage property developers to increase the stock of available homes nationwide.
Finally, in Bill , the government also announces that it is eliminating carbon pricing for consumers. When that was done on April 1, people very quickly saw prices drop at the pump, including in Madawaska—Restigouche, New Brunswick. It also had a tangible impact on heating costs in the Atlantic provinces, because many people there still use gas to heat their homes in the winter. I want to be clear: This in no way undermines our commitment to fighting climate change. Carbon pricing had unfortunately become a divisive and controversial policy. The fight against climate change is so important that we cannot afford to maintain a policy that overshadows all of our other climate efforts. One example I am thinking of is our climate competitiveness strategy, which was announced in the 2025 budget, as well as all the other measures we are putting in place.
What does this mean? It means that Bill is part of a series of measures that our government is implementing to help people cope with the rising cost of living. Budget 2025 includes several tangible measures. I am thinking of the fact that we have made Canada's national school food program permanent. This program ensures that children start their day with a full stomach. Children want to have a productive day at school and want to learn, but they cannot do it an empty stomach. We understand this, and we are here for children across the country. An agreement has been signed with the Province of New Brunswick to expand the school food program to many schools, including some in my riding. I am thinking in particular of the Marie-Gaétane school in Kedgwick, which I graduated from several years ago. It benefits from this program, and so do several other schools in my riding. This is an essential program that is having a tangible impact on our children's lives. In budget 2025, we are making it permanent. We have also announced the introduction of automatic federal benefits.
We saw that there was a problem. Many people need and are entitled to federal benefits like the Canada child benefit, the Canada disability benefit and GST rebates. However, some of these people were not accessing the benefits to which they were entitled because they did not file their tax returns. A new measure will be implemented for automatic tax filing for people with low incomes and simple tax situations. This is a concrete measure to ensure that the system guarantees that the people who need federal benefits the most can access them.
We also announced a tax credit for personal support workers worth up to 5% of their earnings or $1,100 per year. This is a concrete measure to help our personal support workers, who do essential work. These are the people who take care of our seniors. These are the people we call upon to take care of our parents and grandparents. They do essential work for Canadians, and we recognize that work. That is why, in budget 2025, we are proposing a tax credit to help them.
The Canada summer jobs program is another example. This program gives young people access to a job that could potentially help them pay for their education. The Canada summer jobs program often provides young people with their first work experience. In budget 2025, not only did we maintain funding for this program, we increased it. Last summer, I visited over 200 workplaces in my riding of Madawaska—Restigouche. I can attest to this program's importance to the young people in my riding. We are also proposing plenty of other measures to help young people get jobs. For example, through budget 2025, we are going to invest $300 million in the youth employment and skills strategy over the next two years.
It is very important to know that we made sure that budget 2025 would protect all the essential social programs that are helping Canadians cope with the cost of living. These include the Canada child benefit, which is received by more than six million parents across the country. This program transfers over $40 million to my constituents to meet their children's needs.
We recently learned that more than five million Canadians are now enrolled in the Canadian dental care plan. This plan is having a real impact. I remember someone in my riding who told me she had dental issues. She simply could not afford to go to the dentist, and this situation had been going on for years. Because eligibility was expanded to all age groups in May, this person was able to access much-needed affordable dental care this summer. This is yet another example of a concrete measure that is improving people's lives.
We have also maintained our national affordable child care program, which benefits more than 900,000 children. On this side of the House, we understand that a strong Canada requires strong families. We have also maintained the Canada disability benefit, which helps more than 465,000 people across the country. We are also continuing with the Canada workers benefit, which benefits more than three million people.
All the other investments we are making in infrastructure can also have spin-offs that will help make the cost of living more affordable. I would like to give a concrete example of an announcement that was recently made in my riding regarding public transit. Last week, I had the opportunity to announce, on behalf of the , an investment of more than $700,000 to expand public transit service in various communities in my riding of Madawaska—Restigouche. This will give people in Vallée‑des‑Rivières, Grand Falls, Saint‑Quentin, and Kedgwick access to flexible, affordable, high-quality public transit that is truly tailored to the needs of rural communities.
This is in addition to initial federal funding that made it possible to launch this service in the Edmundston region, in Madawaska. A person from Saint‑Quentin will be able to travel to Edmundston for only $5. This means seniors who do not have transportation will be able to visit their families or get to their medical appointments. Workers will be able to commute between their homes and their workplaces. Post-secondary students will be able to travel to the Edmundston campus of the Université de Moncton. This measure, this investment, will have a meaningful impact on the lives of families in Madawaska—Restigouche, as well as seniors, vulnerable individuals, and workers.
On this side of the House, when we talk about measures to help people cope with the cost of living, we follow up with concrete action. I look forward to voting in favour of Bill so it can pass and become law.
:
Mr. Speaker, I rise today in support of Bill , the making life more affordable for Canadians act.
The bill would enact three important measures designed to make life more affordable for Canadians at a time when a range of economic headwinds are combining to pose significant affordability challenges. First, we would cut taxes for 22 million Canadians; second, we would eliminate the GST for most first-time homebuyers for new homes; and third, we would cancel the consumer carbon price while keeping industrial pricing regimes in place and, in fact, reinforcing them so we can make life more affordable for Canadians while tackling the existential challenge of climate change.
In a rapidly changing and uncertain world, Canada's government is focused on what we can control. We are protecting our communities and our country, we are building our economy with major projects and millions more homes, and we are empowering Canadians with lower costs and new opportunities to help them get ahead. Bill is part of our government's plan to ensure that every Canadian has more control over building their own future.
[Translation]
Bill would lower taxes for 22 million Canadians. In practical terms, this means that the tax rate on the first personal income tax bracket would drop from 15% to 14%. In 2025, this first tax bracket applies to the first $57,375 of taxable income. For individuals whose taxable income is below that cut-off, their entire income tax will be reduced. The taxes of people whose income is above the cut-off will be reduced on the first $57,375. In total, this represents a tax reduction of up to $420 per taxpayer in 2026. For a family with two taxpayers, it would be up to $840.
After the bill was introduced, the Canada Revenue Agency updated its source deduction tables for the second half of the 2025 tax year. That means the reduced tax rate is already in effect for many Canadians. Let me remind the House that the tax cut specified in the bill came into effect on July 1.
[English]
Ultimately, because the one percentage point cut in the lowest tax rate would come into effect halfway through the year, the full-year tax rate for 2025 would be 14.5%, while the full-year rate for 2026 and future tax years would be 14%. However, for that to happen, Bill must be passed. This is important support for Canadians. It is a very good reason to vote in favour of the bill.
Another good reason to vote for Bill is a GST rebate that would help Canadians access the housing market. Under the law, the GST generally applies to the sale of new or substantially renovated housing. Bill would eliminate the GST, or the federal portion of the HST, for first-time homebuyers on a new home valued up to $1 million. It would also allow first-time homebuyers to reduce the amount of tax they pay on a new home valued between $1 million and $1.5 million.
The first-time homebuyers GST rebate included in Bill would save Canadians up to $50,000 on a new home. It would allow more young people and families to enter the housing market. Moreover, this measure could incentivize first-time homebuyers to buy newly built homes. In turn, this increased demand would encourage developers to build more homes, which would have a positive effect on housing supply. Expanding the housing stock is indeed key to addressing housing affordability.
[Translation]
Canada has been in the midst of housing crisis for several years now. Our government has a plan to double the pace of residential construction over the next decade. Any policy that can contribute to that is welcome. There are others, such as Build Canada Homes, which is investing in and will invest in the renovation and construction of many social and deeply affordable housing units across the country.
[English]
The third thing Bill would do would be to remove the consumer carbon price from law following its cancellation back in April.
[Translation]
Large emitters will still be subject to pollution pricing, as that is an important and central pillar of Canada's plan to build both a strong economy and a greener future. Industrial carbon pricing systems encourage investment in technologies that reduce greenhouse gas emissions. Our government has been very clear. Pollution pricing for large emitters will remain a key part of our plan to build a strong economy and a greener economy.
In conclusion, the bill proposes three clear measures that will help Canadians in very concrete ways. First, there is a tax cut that will put more money in the pockets of Canadian workers, up to $420 per taxpayer and up to $840 for a family of two, impacting 22 million taxpayers across the country. Second, there is a GST rebate for first-time homebuyers purchasing a new home. This represents savings of up to $50,000 on the initial cost of purchasing a new home to help first-time buyers and young people in particular enter the housing market. Third, there is the removal of consumer carbon pricing from law.
I urge all members of the House to vote in favour of this bill.