Witnesses: Canadian Association for Community Living: Michael Bach, Executive Vice-President. Canadian Association of Fire Chiefs: Rick Larabie, Fire Chief, Ottawa Region. Canadian Finance and Leasing Association: David Powell, President and Chief Executive Officer. Canadian Health Food Association: Penelope Marrett, President and Chief Executive Officer. Canadian Home Builders' Association: Richard Lind, President; John Kenward, Chief Operating Officer. Canadian Institute of Actuaries: Gary Walters, Vice-Chair, Member Services Council. Canadian Institute of Chartered Accountants: Kevin Dancey, President and Chief Executive Officer. Canadian Real Estate Association: Pierre Beauchamp, Chief Executive Officer. Canadian Urban Transit Association: Bernard D'Amours, Director, Public Affairs. Certified Management Accountants of Canada: Richard Monk, Chair. Direct Sellers Association of Canada: Ross Creber, President. Heart and Stroke Foundation of Canada: Sally Brown, Chief Executive Officer. National Aboriginal Achievement Foundation: Roberta Jamieson, President and Chief Executive Officer. Philanthropic Foundations Canada: Hilary Pearson, President . Railway Association of Canada: Bruce Burrows, Vice-President, Public Affairs and Government Relations.